Sample Loan Repayments

Federal Stafford Loan Repayment Examples

These figures assume the maximum interest rate allowed by federal regulations, a 4-year residency, 3½ years of forbearance, no deferment eligibility and a 10-year repayment.

Interest Rate 6.8%
Monthly Payment $391 
Amount Borrowed $34,000 (subsidized Federal Stafford)
Total Principal Plus Interest $46,920 

Interest Rate 6.8%
Monthly Payment $1,953 
Amount Borrowed $126,000 (unsubsidized Federal Stafford)
Total Principal Plus Interest $234,360

Alternative Student Loan Repayment Example

The repayment figures listed below assume 4 years of medical school, a 3-year residency, a fixed interest rate and the maximum repayment term of 20 years.

Interest Rate 7.75%
Monthly Payment $553.02
Amount Borrowed $60,000
Total Principal Plus Interest $132,725